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Investing in the Cruise Industry
After the recent, highly publicized crash of the Costa Condordia, people around the world are looking hard at the cruise vacation industry. While everyone is focusing on the problems today, it might...
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How to Build a Social Lending Snowball
I have written about using the debt snowball to cut your debt and I have written about using social lending to make money like a bank. Today we are going to combine the snowball idea with social...
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How to Invest Like Gordon Gekko
Gordon Gekko is the infamous antagonist of the amazing Wall Street movies. He mislead Bud Fox and Jake Moore on two investment adventures. He ended up in jail and lost the love of his family due to...
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How to Impulse Spend the Right Way
I can admit that I have been guilty of the occasional impulse buy. Impulse spending can add up fast, and usually leads to clutter that you don’t want, so it is important to know how to do it the right...
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Lending Club Update – May 2012
I began my Lending Club experiment in March, 2009 with $50 to see how I would fare in the peer-to-peer lending world. I have been thrilled with the results and have continued to slowly build my...
View ArticleHow Should a Young Person Get Started with Investing
Your first job. Such a big milestone. For the first time ever, you are financially independent. You have moved on from being a broke college student to a successful young professional. Don’t get too...
View ArticleCan I Really Afford to Save For Retirement?
My wife and I were having a conversation the other day about saving for retirement and what regrets, if any, that I had. I had accumulated a fair share of debt early in life and when I finally decided...
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March 2014 Earnings and Investments Update
I just returned from the first of my wedding related trips, this one to Santa Barbara, and I’m excited for the adventures ahead. I just shared a new post on travel hacking, and have to say I’m loving...
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3 Simple Ways to Save For Retirement on a Budget
A few months ago I talked about what to do if you felt that you could not afford to save for retirement and it spurred some good discussion for many that are facing that challenge. Another factor that...
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Selling Out: Do Business People Have a Soul? - Personal Profitability
“You sell your soul for an econ degree.” –Mr. Kraft, my AP Microeconomics teacher A long time ago in a galaxy far, far away… I mean, more like ten years ago about twenty minutes south on I-25, I took...
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What Price/Book Ratio Means in Investing - Personal Profitability
If you are baffled by the ratios in the stock market, you are not alone. You can easily find a whirlwind of figures and ratios. Some of them, such as P/E and market cap are easily explained and...
View ArticleInterview: Jason at Live Real Now - Personal Profitability
Welcome to the newest installment of the Yakezie interview series. Today, we have questions answered by Jason at Live Real Now. Jason has been making major strides cutting his debt and has chronicled...
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Lending Club Update: October 2011 Edition - Personal Profitability
I have not written about my Lending Club experiment in a while, and hearing their name regularly at the Financial Blogger’s Conference over the weekend inspired me to give you all an update. In my time...
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The $100k Club - Personal Profitability
I had a nice feeling this morning when I logged onto my finance aggregation tool and took a look at my net worth box. For the first time, it has six digits… before the decimal! How I Got Here If you...
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Fixing Your Own Economy - Personal Profitability
If you read the news today or listen to talk radio, you will most likely hear some mention of unemployment and how bad the economy is. I disagree, the economy is in great shape. You just need to look...
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The Meteoric Rise and Fall of Netflix - Personal Profitability
In 1997, Reed Hastings and Marc Randolph created a company called Netflix. Hastings was angry about a late fee charged when he turned in the movie Apollo 13 after the due date. His business was about...
View ArticleInvestment Strategy by Age - Personal Profitability
If you are in your 20s and your parents are near retirement, do you think you should have different investment strategies? Of course you should! The Early Years Through your twenties and well into your...
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The Five Minute Retirement Plan - Personal Profitability
A new finance tool, the Five Minute Retirement Plan, does what the name implies. In only a couple of minutes, the site will create a free, customized retirement plan based on your age, current assets,...
View ArticleWhat is Goodwill on a Company Balance Sheet - Personal Profitability
When looking at company financial statements, most of the items are self-explanatory. Almost everyone can easily explain revenue, expenses, assets, and liabilities. However, some of the line items are...
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Investing in Precious Metals - Personal Profitability
Someone recently asked me how to get started investing in gold. Like silver, platinum, and other precious metals, investing in gold can be very lucrative if done correctly. Historically Valuable Some...
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